Frequently Asked Questions

Investque builds a predictive risk profile for your investment portfolio and then monitors it on an ongoing basis. Rather than a one-off assessment, we flag changes in your risk exposure as markets, holdings, or your personal circumstances shift, so you can react before small issues become larger problems.

Our tools are built primarily for retirees and pre-retirees in Germany who want a clearer, ongoing view of how much risk their portfolio is carrying as they move from accumulation into drawdown. That said, the underlying monitoring approach can be useful to anyone with a diversified portfolio.

No. Investque provides risk modeling and portfolio monitoring information, not individualized financial, tax, or legal advice. The insights we provide are intended to support conversations with your own advisor or your own decision-making, not to replace them.

You share basic information about your current holdings and objectives, our model analyzes the composition and historical behavior of that portfolio, and we translate the result into a plain-language risk profile. From there, the profile is used as a baseline for ongoing monitoring.

Monitoring runs continuously in the background. When our models detect a meaningful shift in your portfolio's risk characteristics, you receive a notification rather than having to wait for a scheduled review or request one yourself.

To generate an initial risk profile, we typically ask for an overview of your current holdings and some context on your goals and time horizon. You can request your profile using the form on this site, and we'll follow up with the specific details needed.

No. Risk modeling helps you understand exposure and potential variability in outcomes, but it cannot predict or guarantee future performance. Markets involve inherent uncertainty, and any information we provide should be treated as one input among several in your decision-making.

No transfer of custody is required. Investque's role is to analyze and monitor risk based on the information you provide about your existing holdings; your accounts and assets remain wherever they are currently held.

We collect only the information needed to build and maintain your risk profile, and we outline how that data is used and protected in our Privacy Policy. If you have specific questions about your data, please reach out through our Contact page.

Pricing depends on the scope of monitoring and profiling you need. The best way to get an accurate answer for your situation is to request your risk profile or contact us directly, and we'll walk through the details with you.

Yes. You are not locked into ongoing monitoring indefinitely. Specific terms around cancellation and pausing are outlined in our Terms of Service, and our team can also confirm details relevant to your account if you contact us.

If your question isn't covered here, the fastest way to get a direct answer is to reach out through our Contact page. You're also welcome to request a risk profile to see how the service applies to your own portfolio.